Make your dream come true: your villa in Ibiza

We often invent a thousand reasons to stop us from living the life we ​​really want: career, obligations, money and many other reasons. But life is too short not to try to realize our dreams, especially if one of these is to buy a property in Ibiza. Here are some of the reasons why this is not only a fabulous…

Why wait when you can enjoy life in the sun now?

Every year many people move from the United Kingdom to Spain, some to enjoy their retirement others looking for a holiday home in the hot sun. For many families, the transfer is intended to live and work permanently in Spain for a better quality of life. According to the Statistical Information Center of Notaries in Spain, British buyers are still…

France: Brexit-Proofed Investors’ destination

Mark Carney the Bank of England’s Chief’ has recently warned that UK house prices could diminish by a third in case of a no-deal Brexit. This statement has of course shaken the tranquillity of some more experienced investors that are now turning their eyes to the other side of the Channel to minimise the worst possible impact of Brexit. In fact,…

Is now a good time to invest in property in France?

There are four main good reasons why you should invest in a Buy to Let property in France. Property prices in France are relatively stable in the long term, helped by the structure of the French mortgage market. There are clear signs that property prices are once again increasing across the country. You can expect high rental yields from both...

Accommodation is the lion’s share of ski budget holiday

According to a price reporting of 50 ski resorts by online travel agent LOCASUN, it costs from 1,500 euros to three times that amount for four people, to cover accommodation, ski lift pass and ski equipment rental. To look at it more closely, we see that accommodation is the lion’s share of a skiing holiday. It often represents half of...

Airbnb will block rentals of more than 120 days a year

An agreement signed last June between Airbnb and the French government states that the rentals of main residences will get blocked after 120 days of rental per year in France from 1 January 2019. Airbnb has just published an initial list of 18 cities where the site will apply this block. There are for example Paris, Bordeaux, Lille, Lyon, Neuilly-sur-Seine,...

Why should I buy a property in France

Following the estimation of the French Office for National Statistics (INSEE) on 1st January 2016, 148,800 British citizens were living in France. The latest French INSEE census gives an even higher figure of British citizens living in France: 151,800 in 2014 of which 43% were between the ages of 15 and 54 while 46% were 55 and over. There are...

Choosing the right Buy to Let

Buy-to-let has long been a popular investment model and has proved to be a great way of generating an income and capital growth. Buy-to-let generally means buying a property to let out on a long-term basis to permanent tenants but it can also mean letting a property on a short-term basis to holidaymakers. The latter would normally be classed as...

New trends of ski holidays

In the 70s, it was fashionable to spend a holiday in the mountains in small studios where you had to step over the bed of the neighbour to access the toilet before starting a day of non-stop of skiing. Fortunately, things have changed. Today, many tourists spend some time in their property and want to feel pampered. This is true...

Buying off Plan – VEFA

The OFF-PLAN (VEFA) is a tool that allows you to acquire properties when they are still under construction. The builder, having planned the construction of one or more properties on his own land, undertakes to build the building in accordance with the plan presented and within the time specified in the contract to purchasers. The reservation contract With a reservation...

Center Parcs a unique experience

For 50 years the mark Center Parcs has been a synonym of unique holiday experience for the whole family The first Center Parcs park opened 50 years ago. It all started with a few bungalows and a swimming pool in the middle of the forest; quite a unique holiday experience. Guests could relax and spend time with family here. A lot has…

Buying process

Contracts Once you have found the property of your choice, you will be required to enter into a written purchase agreement. This is a binding Agreement for the Vendor to sell and for the Buyer to purchase. Your notary will advise you as to which agreement is the most suitable. Once you have signed this contract, you have a 7-14 days “cooling-off” period. Once...

Mortgage Process

FRENCH BANKS Once you have found the property, signed the preliminary contract (with a withdrawal clause –“Condition Suspensive”) and paid the 1-10% deposit, you have 10 days to apply for a loan and generally 40 days to obtain a written offer from the French Mortgage lender. If you are applying for a Mortgage through a French bank it will be secured by a charge on your French property. This charge (Hypothèque) will need to...

French Leaseback

OVERVIEW Investing in bricks and mortar is generally regarded as one of the safest and most effective vehicles to : Generate regular income Achieve capital growth Investment Gearing Create capital over the long-term Accumulate or diversify assets Benefit from favourable tax measures and/or financial incentives. Usage of the property for holidays or short breaks One of the best ways to...